Understanding Money,
at Your Own Pace
Kasem Ruam offers thoughtful financial education programs in Chiang Mai, crafted specifically for adults in their 40s, 50s, and beyond. No prior knowledge required — just curiosity and a willingness to learn.
Three Paths to Financial Clarity
Each programme is crafted to address a different stage of your financial journey — from setting goals to protecting what you have built over the years.
Savings Goal Setting Workshop
Define personal financial targets that actually fit your life. Learn the difference between near-term needs and longer-horizon plans, with structured exercises and an accountability partner.
- Priority-setting exercises
- Small-group accountability setup
- Duration: 1 full day
Mutual Fund Navigation Course
Understand Thai mutual funds without the jargon. Learn to read fund fact sheets, compare options side by side, and know what fees actually mean for your outcomes.
- Hands-on comparison using real fund data
- Understanding fee structures
- Duration: 3 evenings over two weeks
Holistic Wealth Preservation
A thorough six-session programme covering diversification, inflation considerations, appropriate insurance, and legal protection of assets. Includes your personal asset map and action plan.
- Personal asset map included
- Legal and insurance adequacy review
- Duration: 6 sessions over one month
Learning That Fits Where You Are in Life
Our approach is gentle, structured, and respectful of the life experience you already bring to the room. We do not rush. We do not overwhelm. We simply help you build a clearer picture — step by step.
Learn More About Our ApproachDesigned for Adults 40+
Content and pacing shaped around the concerns and questions people actually have at this stage of life.
Small Groups Only
Intimate class sizes mean you can ask questions freely and get genuine attention from the facilitator.
Practical Take-Aways
Every programme ends with a personalised action plan you can actually follow, not just notes from a lecture.
Rooted in Thai Context
All examples, regulations, and fund references come from the Thai financial landscape — relevant and applicable.
Ready to Take a Thoughtful Step Forward?
Reach out to learn which programme suits your situation. There is no pressure — just an honest conversation about where you are and where you would like to be.
Things People Often Ask
Do I need any prior financial knowledge to join?
Not at all. Our programmes are designed to be accessible to anyone who is curious, regardless of background. We begin with the essentials and build from there at a comfortable pace.
How large are the groups in each programme?
We keep our groups small — typically between 6 and 12 participants. This allows for genuine conversation, time to ask questions, and a relaxed learning atmosphere.
Where are the sessions held?
All sessions take place at our centre on Tha Phae Road in Chang Moi, Chiang Mai. The space is quiet, comfortable, and easy to reach from most parts of the city.
What is included in the programme fee?
All course materials, workbooks, and take-home resources are included. For the Holistic Wealth Preservation programme, this also includes your personalised asset map and written action plan.
Can I join more than one programme?
Yes, and many participants do. Each programme covers a distinct area, so they complement each other well. We are happy to suggest a sequence that makes sense for your current situation.
How do I know which programme is right for me?
Simply get in touch and we will have a brief, no-obligation conversation. Based on where you are financially and what concerns you most, we can suggest the most appropriate starting point.
Is there a minimum age to join?
Our programmes are designed with adults in mind, and work particularly well for those in their 40s, 50s, and 60s. There is no strict age limit, but the content and tone are crafted with this life stage as the reference point.
Our Location in Chiang Mai
78 Tha Phae Road, Chang Moi, Chiang Mai 50300
Let's Have a Conversation
There is no obligation and no rush. Send us a message and we will get back to you within one working day.
Contact Details
Phone
+66 53 271 846Address
78 Tha Phae Road, Chang Moi
Chiang Mai 50300, Thailand
Working Hours
Monday – Friday: 9:00 – 17:00
Saturday: 9:00 – 13:00
Closed on Sunday and Thai public holidays